Sears and Kmart Also Offer Online Layaway For Holiday Shoppers

Oct 28 2009, 9:08am CDT | by Luigi Lugmayr

Layaway was already available at some stores last Christmas and is actually a very dated offering, but with the bad economy it has found new popularity. Layaway allows buyers to put a product on hold and pay it off over a set period of time. With the final payment they can take the purchased product home.
Layaway is offered by several stores including ToysRUs, Sears and Kmart in stores and on select products.
The Sears Holding, which also runs Kmart is now expanding Layaway to products sold in their online shops.

Layaway helps when you are cash strapped or have an over extended credit card. You still pay more at the end as retailers charge an initiation fee for a layaway plan.
All layaway plans differ in detail and you need to look carefully at what the requirements are and what for instance the cancellation fee costs. More details on the online Sears and Kmart layaway plans can be found here.

There is also a 3rd party online layaway service that offers Layaway on products bought at stores that do not offer layaway themselves. eLayaway charges a 1.9% flat transaction fee on the layaway plan and works with shops including Amazon, Apple store, and Best Buy.

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Luigi Lugmayr
Luigi is the founding chief Editor of I4U News and brings over 15 years experience in the technology field to the ever evolving and exciting world of gadgets. He started I4U News back in 2000 and evolved it into vibrant technology magazine.
Luigi can be contacted directly at ml@i4u.com. Luigi posts regularly on LuigiMe.com about his experience running I4U.