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A picture taken on May 16, 2013 in Paris shows a person looking at the exclusive new online bank 'Hello Bank!' application and website with his smartphone and computer (background). The online bank was launched by French banking group BNP Paribas on June 17, 2013 in France... BERTRAND GUAY, Getty Images


 
A picture taken on May 16, 2013 in Paris shows a person looking at the exclusive new online bank 'Hello Bank!' application and website with his smartphone and computer (background). The online bank was launched by French banking group BNP Paribas on June 17, 2013 in France after simultaneously launching it on May 16, 2013 in Belgium and Germany. 'Hello Bank by BNP Paribas' aims 500,000 customers within five years and will be launched in Italy late October. AFP PHOTO / BERTRAND GUAY        (Photo credit should read BERTRAND GUAY/AFP/Getty Images)
 
SAN ANSELMO, CA - APRIL 21:  The Airbnb app is displayed on a smartphone on April 21, 2014 in San Anselmo, California. Online home-rental marketplace Airbnb Inc. is about to receive more than $450 million in investments from a group led by private-equity firm TPG. The new investments will value the startup at $10 billion, significantly higher than some publicly traded hotel chains. (Photo Illustration by Justin Sullivan/Getty Images)
 
FAIRFAX, CA - DECEMBER 13:  An icon for the Google Maps app is seen on an Apple iPhone 4S on December 13, 2012 in Fairfax, California. Three months after Apple removed the popular Google Maps from its operating system to replace it with its own mapping software, a Google Maps app has been added to the iTunes store. Apple Maps were widely panned in tech reviews and among customers, the fallout resulting in the dismissal of the top executive in charge of Apple's mobile operating system. (Photo by Justin Sullivan/Getty Images)
 
An iPhone app displays information about the second inauguration of US President Barack Obama in Washington, DC, on January 14, 2013. Organizers unveiled the first-ever smartphone app for a US presidential inauguration on Monday, allowing users to track Barack Obama's swearing in, sign up for events and check maps for the closest toilets. The Presidential Inaugural Committee's debut application for iPhone and Android users provides a front-row seat for people not in Washington on January 21, while offering tips to attendees on how to navigate the vast security apparatus set up for the big day. It will also provide live-stream video of Obama's swearing in for a second term, locations of viewer access points, schedules for events nationwide, and historical facts and figures about the 56 previous presidential inaugurations.   AFP PHOTO / Saul LOEB        (Photo credit should read SAUL LOEB/AFP/Getty Images)
 
FAIRFAX, CA - DECEMBER 13:  The Google Maps app is seen on an Apple iPhone 4S on December 13, 2012 in Fairfax, California. Three months after Apple removed the popular Google Maps from its operating system to replace it with its own mapping software, a Google Maps app has been added to the iTunes store. Apple Maps were widely panned in tech reviews and among customers, the fallout resulting in the dismissal of the top executive in charge of Apple's mobile operating system. (Photo by Justin Sullivan/Getty Images)
 
HANOVER, GERMANY - MARCH 05:  Visitors try out the Blackberry Z10 smartphone, which is the Germany version of the Blackberry 10, at the Vodafone stand at the 2013 CeBIT technology trade fair on March 5, 2013 in Hanover, Germany. CeBIT will be open March 5-9.  (Photo by Sean Gallup/Getty Images)
 
FAIRFAX, CA - DECEMBER 18:  An Instagram news feed is displayed on an Apple iPhone on December 18, 2012 in Fairfax, California.  Users of the popular photo-sharing app Instagram are angered over language in Instagram's new terms of service that states that a business may use any of the users photographs in advertising without compensation to the user. The policy is set to go into effect on January 16, 2013.  (Photo by Justin Sullivan/Getty Images)
 
SAN FRANCISCO, CA - JUNE 11:  Apple Senior VP of iPhone Software Scott Forstall announces better Facebook integration as part the new iOS 6 operating system for iPhone and iPad during the keynote address at the Apple 2012 World Wide Developers Conference (WWDC) at Moscone West on June 11, 2012 in San Francisco, California. Apple unveiled a slew of new hardware and software updates at the company's annual developer conference which runs through June 15.  (Photo by Justin Sullivan/Getty Images)
 
The fiscal 2014 US Government Budget, available as an App is seen on an iPad at the US Government Printing Office on April 8, 2013 in Washington, DC. US President Barack Obama is set to release the 2014 spending buget on April 10, which calls for slower growth in government benefits programs for the poor, veterans and the elderly, as well as higher taxes, primarily from the wealthy.  AFP PHOTO / Karen BLEIER        (Photo credit should read KAREN BLEIER/AFP/Getty Images)
 
BRISTOL, ENGLAND - MARCH 04:  In this photo illustration a man uses an app on his iPhone to look atbuildiong Extr a mural by the street artist Banksy which has been defaced by blue paint bombs is seen on the side of a building in Park Street on March 4, 2013 in Bristol, England. The Twentieth Century Society has launched a campaign to try and save some of the UK's best known post-war murals which like much of the early artwork of graffiti artist Banksy has been destroyed, defaced or just left to deteriorate.  (Photo by Matt Cardy/Getty Images)
 
LONDON, ENGLAND - FEBRUARY 17:  In this photo illustration, an Apple ipad tablet displays apps on it's home screen on February 17, 2011 in London, England. Apple sold two million ipads in the first two months of their launch in 2010. Worldwide iPad sales are expected to amount to 20 million in 2012.  (Photo Illustration by Peter Macdiarmid/Getty Images)
 
LONDON, ENGLAND - FEBRUARY 17:  In this photo illustration, an Apple ipad tablet displays apps on it's home screen on February 17, 2011 in London, England. Apple sold two million ipads in the first two months of their launch in 2010. Worldwide iPad sales are expected to amount to 20 million in 2012.  (Photo Illustration by Peter Macdiarmid/Getty Images)
 
LONDON, ENGLAND - APRIL 13:  In this photo illustration, the Abbey 3D App is displayed on an iPad device inside Westminster Abbey on April 13, 2011 in London, England. The £2.99 app is an interactive guide to Westminster Abbey where Prince William and Kate Middleton will marry on April 29, 2011. Android and Apple platforms will make the app available in time for the wedding.  (Photo Illustration by Peter Macdiarmid/Getty Images)
 
A man shows the smartphone photo sharing application Instagram on an Iphone on April 10, 2012 in Paris, one day after Facebook announced a billion-dollar-deal to buy the startup behind Instagram. The free mini-program lets people give classic looks to square photos using 'filters' and then share them at Twitter, Facebook or other social networks. AFP PHOTO THOMAS COEX (Photo credit should read THOMAS COEX/AFP/Getty Images)
 
CUPERTINO, CA - APRIL 08:  Apple CEO Steve Jobs speaks during an Apple special event April 8, 2010 in Cupertino, California.  Jobs announced the new iPhone OS4 software.  (Photo by Justin Sullivan/Getty Images)
 
NEW YORK - APRIL 03:  An early customer at the Apple store on Fifth Avenue tries Apple Inc's new iPad on April 3, 2010 in New York City.  Hundreds lined up in front of the technology company's flagship New York store to be among the first in the world to acquire the device. The much heralded iPad looks to be a bridge between a laptop and smartphone.  (Photo by Spencer Platt/Getty Images)
 
Pictures appear on the smartphone photo sharing application Instagram on April 10, 2012 in Paris, one day after Facebook announced a billion-dollar-deal to buy the startup behind Instagram. The free mini-program lets people give classic looks to square photos using 'filters' and then share them at Twitter, Facebook or other social networks. AFP PHOTO THOMAS COEX        (Photo credit should read THOMAS COEX/AFP/GettyImages)
 
NEW YORK, NY - APRIL 09:  In this photo illustration, an Instagram photo of the Facebook website app is seen on an Apple iPhone on April 9, 2012 in New York City. Facebook Inc. is acquiring photo-sharing app Instagram for approx. $1 billion.  (Photo illustration by Justin Sullivan/Getty Images)
 
SAN FRANCISCO, CA - JULY 25:  An AT&T worker demonstrates Firefly scanning software on the new Amazon Fire phone at an AT&T store on July 25, 2014 in San Francisco, California.  Amazon's Fire phone is going on sale today at AT&T stores for $199 with a two-year AT&T contract or $649 without a contract. The phone features a year of Amazon Prime service, Dynamic Perspective 3D imaging and Firefly image recognition that allows users to scan objects and purchase the item from Amazon's online shopping site.  (Photo by Justin Sullivan/Getty Images)
 
NASHVILLE, TN - JULY 21:  Singer/Songwriter CAM (right) helps a teen in the Style Studio during the Threads For Teens Mobile Boutique Tour at Hotel Indigo Nashville Downtown on July 21, 2014 in Nashville, Tennessee.  (Photo by Rick Diamond/Getty Images)
 

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