Step By Step Guide To Develop A Mobile Banking App

Posted: Nov 23 2018, 12:22am CST | by , Updated: Nov 23 2018, 12:24am CST, in Technology News


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Step by Step Guide to Develop a Mobile Banking App
  • With everything going online and mobile, the banking and financial system have also made the necessary changes and updates to be a part of the mobile revolution.

Develop a Mobile Banking App

With everything going online and mobile, the banking and financial system have also made the necessary changes and updates to be a part of the mobile revolution. The introduction advanced and upgraded technologies have also helped the banking sector realize its potential and new ways of working over the internet on a mobile device as that would be quick and convenient. The advent of mobile technologies, the Internet of Things, cryptocurrencies etc have contributed to the update of the banking and financial system.

It is not just the developed nations that have openly accepted the online banking system, but also the developing countries with a low education rate also has people using and operating their bank accounts on their mobile devices. Banks and financial institutions have been welcoming of the new technologies, but along with them even the mobile users have been accepting of the technology and are happy to use it.

What all can you avoid?

There are tricks and techniques that must be incorporated to build a good banking app. The mobile app also has to be different from the online banking portal. Think of all the things that you can avoid which you don’t require in your mobile app and then start dropping those. Once you realize what you need and what you don’t need, your work will be easier.

The design is important

A good design is something you should never ignore. Try to make the UI/UX of your app as simple and minimalist as possible. There would be a lot of people using your app, some of them wouldn’t really be comfortable with a mobile app but they would still be trying. To make it easier for your users, keep the design of your app attractive, but simple. A good design will always create convenience in the app, not make it difficult to use. Think of your target audience while developing the app.

Core features

  • Creating a bank account. This is the most basic feature that your app must have. Users would find it extremely convenient if they are able to create a bank account without even stepping inside the bank premise.
  • Check balance and transaction history. You should offer the ease of checking the bank account balance and a history of all the transactions made. This will work as a record for the users about the balance in their account and what transactions they are making.
  • Push Notifications. Push Notifications and text messages are also important as they give out important news and updates about the bank.
  • Paying Bills. The app must allow making bill payments as this will make things easier for the users. Users who love convenience will definitely love your app.
  • On-Demand Reports. On-demand reports will offer a user with a summary of the account and the activity that has taken place in that account.


The above mentioned are some of the most basic things that must be there in the app. Apart from that, a good banking app should have good security features with proper plans and policies in place.

Ready For What’s Next?

If you are looking for an adept Mobile App Development firm to develop your mobile banking application for consultation on to handle your project at most affordable rates, then do get touch with us.

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The Author

<a href="/latest_stories/all/all/54" rel="author">Keval Padia</a>
Keval Padia is a Founder & CEO of Nimblechapps. He is a Mobile App Developer, with acute knowledge of Mobile App Design and User Experience Design. His vision is to become the best mobile development company, which can transform people's idea into fully functional application at a very affordable price.




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